Does my insurance cover GLP-1s?
Insurance coverage for weight-loss medications is messy in 2026 — even among plans that cover diabetes GLP-1s. Answer a few questions for a plain-English read on your likely coverage.
Why this is so confusing
Most employer plans exclude anti-obesity medications by default even when they cover diabetes drugs with the same active ingredient. Medicare historically excluded them entirely; that changed for some beneficiaries in 2026. Medicaid varies wildly by state.
This tool gives you the most likely outcome based on your plan type — always verify by calling the number on your insurance card or using your plan's formulary lookup.
This is not insurance advice. Coverage changes constantly and depends on your specific plan.